Create Commerical Finance love structuring complex deals. Here is a look at how we delivered high-leverage solutions for our clients. We thrive on complexity. If you have a deal that others have turned down, let us take a look!
While we thrive on complexity, we never forget our "bread and butter"—fast, reliable residential funding.
When traditional valuation methods fail, you need a broker who can think differently. Our client was facing a strict redemption deadline after being let down by a previous broker.
This deal was about more than just numbers; it was about securing a family's future and ensuring the site's ongoing development.
Financing a business acquisition alongside the property is notoriously difficult. We secured 75% LTV on the physical building plus 100% of the business goodwill.
Buying at auction means a 28-day ticking clock. The borrower needed maximum leverage to keep their cash reserves for the refurbishment.
The borrower’s previous mortgage was amortising, which was strangling their monthly cash flow. We transitioned them to a 5-year interest-only basis.
The borrower’s high-street bank capped them at 65% LTV and used low AST figures for affordability. We utilised a specialist lender that calculates income based on High/Medium/Low season holiday rates, achieving the full 75% LTV the client needed.
Lenders usually shy away from "Freehold Flats." We advised the borrower to amalgamate the titles prior to completion, unlocking a 75% LTV solution and securing an investment with an excellent net yield.
The borrower secured a tenanted HMO below market value (£700k purchase vs £850k valuation). We structured a bridge at 90% of the purchase price.
If you have a commercial or specialist finance requirement, you can use our form to submit an enquiry or alternatively get in touch with a member of the team.
