Maximising Holiday Let Affordability

Asset

Holiday Let (Ltd Co)

Loan

£330,000 at 75% LTV

The Win

The borrower’s high-street bank capped them at 65% LTV and used low AST figures for affordability. We utilised a specialist lender that calculates income based on High/Medium/Low season holiday rates, achieving the full 75% LTV the client needed.

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